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Othello essays on love

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Love in Othello Essay - 734 Words | Bartleby

Building Your Business on Paper: Resources for Business Planning. A business plan outlines what a business intends to essays on love do and how the business owner or partners plan to go about putting the intentions into practice. The plan performs a number of on ethics transplant different functions. Essays! It may be used to attract investors to the business or to bibliography bring in critical employees or to grow the business itself. Business plans should include the mission or goals of the business, how the business will fulfill its mission, and the structure of the essays on love business, including roles and responsibilities of employees. It should also outline any obstacles or problems the business may face and provide explanation of how the bibliography business will handle those issues. Financial data such as the amount of capital needed to get the business off the ground should also be included in the plan. Most business plans consist of three parts and follow a general content guideline. The first part of a business plan explains the concept of the business.

In the on love concept section, the industry is discussed, as is the structure of the bibliography new business, and its products or services. The business owner or partners should explain their plans for making the essays on love business successful in this section. The second section of the business plan is the marketplace section. Bibliography! In this section, the owners provide a description of the customers they anticipate serving and provide a detailed analysis of those customers. A good plan should detail exactly who the customers are and where they live. It should also point out factors that contribute to the customers#39; buying habits. The business plans should also explain any competition in the marketplace section and include a plan for beating the othello essays on love competition.

The financial section is the third portion of the plan. This section features financial projections and financial ratios for the company as well as income statements and balance sheets. Investors and phd thesis, lenders will look at this section to determine if the business is worth investing in or a safe bet for lending money to. Othello Essays On Love! In addition to the three main sections, every business plan also includes several other components, such as a title page and table of content at networked, the beginning. Most plans start off with an executive summary which sums up the data in the rest of the plan. Other components of a business plan include a description of the business, marketing strategies and an analysis of the competition, a plan for design and development, a plan for management and operations, and the financial data. Usually, a business plan is around 20 pages long. Essays! Some are considerably longer, though, up to networked 100 pages.

The length of the plan depends in large part on how complex the othello business is. A business owner may need to spend pages and cover page of a research apa, pages outlining and explaining an entirely new business concept or industry. Business owners who are planning simple businesses in well-established industries may only need a plan that is a few pages long. If a business intends to use the plan to othello attract investors, it may be in their best interests to make it very detailed and longer. Plans used to networked theses and dissertations manage the essays day-to-day operations of the business need not be as detailed, as they do not need to essay convince anyone of the business#39; value or worth. Othello On Love! Practically every business needs a business plan.

This includes start-ups who are just getting started as well as more established businesses who want to change direction or try something new. A business plan is a useful tool at all stages of business for keeping the company on track or for phd thesis, bringing new investors on board. Start-up companies commonly use business plans to bring in essays investors and raise money to thesis statement get the essays business off of the ground. The plan can also be of use later on in the company#39;s future to bring in more investors, financing or for essay on ethics transplant, determining the best course of action for a company to take. Some established businesses create a plan detailing how a new direction for the business will benefit or increase the company#39;s customer base and in turn raise more money. A plan can also help an established company get the support it needs from an industry to change course. There are several reasons why a business may wish to update or change its business plan. Some businesses update their plans every quarter to essays on love stay up to date on the financial projections of the company. In industries where growth and change is rapid, the plan may be updated monthly. Slower-paced businesses can update every year.

An updated plan is also useful for getting more financing or getting financing in the first place. Direct Thesis! Changes in the market for a business may also require an update to a business plan. People may no longer be interested in the product or service the business offers, so they need to change the plan to stay viable. The plan should also be changed when the company plans to introduce a new product or service to the market. In many cases, any change or milestone in the business requires an update to essays on love the plan. This includes anytime a new manager is brought on board or when the direct thesis company changes business locations or passes a significant sales mark. Growth and change over a period of years may mean that an initial plan is essays on love no longer relevant to bibliography the business. Types and styles of business plans vary from industry to industry and othello essays on love, from business to business, even though most plans share the same elements and purpose. Some plans focus on funding while others are meant for in-house use only. Cover Of A Research Apa! The appearance and details of the plan are essential for it to make the right impression on the right people. Othello Essays On Love! There are four basic types of business plan.

A mini-plan is a brief business plan, usually no longer than 10 pages. An entrepreneur may produce a mini business plan to test the waters with an idea or concept for a business and then expand the plan later if they decide to go ahead with the business. It is usually best to save mini-plans for in-house use only. A working plan is a somewhat informal version of a business plan. It is considerably more comprehensive than a mini-plan but is intended for in-house use, not for attracting customers or investors to the business. The plan does not need to include images or resumes of key employees, as it is not meant to direct thesis be seen by anyone outside of the othello business. It also does not need to be bound in anything more fancy that a 3-ring binder. Presentation plans are business plans that owners and partners show to those outside of the company, whether those people are investors, lenders, or potential customers. The language of a presentation plan is more formal than a working plan.

The plan itself usually looks a lot nicer too. The goal of a presentation plan is to introduce the business to someone who has had not previous connection to it. Electronic plans may be working or presentation plans. They are simply a form of a business plan on digital theses, a computer, such as a word processing document or PowerPoint slide show. A business owner may use an on love, electronic business plan to make a showy presentation to essay of organ investors.

The plan is easily updated in electronic form and can be sent to interested parties through email. Business Plan for othello, a Start-Up Business (PDF) Step by step guide to writing a business plan for cover page of a research, start-up companies. Writing a Business Plan: Financial Section Resource guide to othello on love creating the statement financial section of a business plan. Business Plan Outline (PDF) Outline detailing the individual sections of a business plan. The Elements of a Business Plan: First Steps for New Entrepreneurs (PDF) Pamphlet discussing creating a business plan, including the sections and common mistakes made when writing a plan. Taking Business Concepts From Dream to Reality Article in Business Week on othello essays on love, what beginning entrepreneurs can do to develop their business concept. Page Research! Business Development Concepts (PDF) Document showcasing the different ways people can start a business or improve upon an existing one. Your Business Plan: The Marketing Plan Information from the ALA on creating the marketing section of a business plan. Write a Business Plan Business plan writing wizard from the State of Kentucky. Templates for othello essays, Writing a Business Plan Templates for creating a business plan from the Small Business Administration.

Using Your Business Plan to great Get Funding Article on how to prepare and present a business plan to get funding from banks and investors. Tips for Making Business Presentations Advice for successfully presenting a plan in a business setting. 10 Ways to Research Your Business Idea 10 tips to follow when developing and researching a business concept. Business Plan Development Methods for creating a business plan. The Business Plan Quick summary of the role of a business plan.

What Is a Business Plan? Do I Need to Write One? Short explanation of a business plan as well as who should write one.

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Arts, crafts and culture wisdom of Madura. Introduction of research. This research aims to provide an overview of the othello essays arts which are include crafts and culture wisdom of Madura, one of the ethnic that include in of a paper sub race of Malayan Mongoloid in Indonesia. The researcher conducted a qualitative study with a research focus on scene depicting local wisdom of Madurese arts, craft, and culture. In addition, the othello essays local knowledge of Madurese arts and phd thesis bibliography culture has its own persuasive power such as cattle races, traditional costumes of Madurese, as well as their language and dialect. Madura Island in East Java island region known as the essays on love island of salt, exotic, so well known nationally and networked digital theses internationally. The researcher use two method of othello essays on love research which are primary and secondary data. Networked Theses And Dissertations? The primary data that the researcher use is by interviewing the Madurese people in Kuala Lumpur as well as the makers of Madura’s batik. Besides that, the researcher is observing the material and essays types of Madura’s batik by herself.

Then, the secondary data that researcher use is by journal in Google scholar, and book at UITM and UM library. There are a lot of landscape architecture thesis proposals information of Madurese that are provided. So, hope this research will provide some more information for you to observe about the arts, culture and crafts in Madura Island. Objective of research. The objective for this research and study is to: i) To observe about the art, culture and craft in the sub race which is Malayan Mongoloid of Madurese in essays Indonesia. ii) To understand in more detail about the Mongoloid race from Deutro Malay people that are derived from the Javanese, Madurese, Bali and landscape thesis Bugis ethnic tribe.

iii) To study about the geographical boundaries of othello essays Mongoloid race and Madurese in transplant Indonesia. v) To study about their unique traditional costumes, customs and culture. Significance of study. This study will be beneficial to essays on love the students and community to understand much better about the Mongoloid sub race of Maduraneses and their culture in Indonesia. This is because the researcher sure, there is a lot of people that don’t understand about this race. Networked Digital Theses? By understand about their culture, race and customs, we get to know them very well.

In addition, there are a lot of Mongoloid race in different place. But, in this study, the student will just concentrate to the Mongoloid race from Indonesia. The student and community will able to classify the Mongoloid race that are divided into two people which are Proto and othello Deutro. In addition, the student are able to understand about the Indonesian people that are from Mongoloid race from landscape proposals, Deutro people such as Suku Bugis, Madura, Jawa Bali. This is because this study will only concentrate to Deutro people of Malayan Mongoloid in Indonesia. The researcher use two method of research which are primary and othello secondary data.

The primary data that the researcher use is by interviewing the Madurese people in Kuala Lumpur as well as the makers of Madura’s batik. Besides that, the researcher is observing the material and types of great thesis statement Madura’s batik by herself. Then, the secondary data that researcher use is by journal in essays on love google scholar, and book at UITM and UM library. There are a lot of information of Madurese that are provided. The primary data that have collected by researcher is by interviewing the essay on ethics of organ transplant person who made batik Madura from Indonesia. Essays On Love? Batik Madura is one of the traditional costume from Mongoloid sub race which is from Suku Madura. So, from this observation, the researcher get the experience to touch and see batik Madura by herself. Figure 1: observation of and dissertations Madurese batik.

Figure 2: observation on Madurese batik. 4.2 Secondary Data. The secondary data that researcher has collected are from jurnal, all collection books of Madurese and Indonesia from UITM and UM library, internet, youtube and others. a) Introduction of Malay. In the year 1972, UNESCO has defined the othello term “Malay” as a tribe in of a research apa Peninsular Malaysia, Thailand, Indonesia, Filipina and Madagascar. On the other hand, there was a report about two types of definition in terms of essays on love law and anthropology regarding the page of a research apa “Malay”. According to constitution in case 160(2), Malays have been defined as a person who is Islam, speaks the Malay language, practices the Malay culture and tradition, born before independence day whether in official Malay Federation grounds or in Singapore or on the day of independence and he or she is a resident in essays the federation or in Singapore. According to Wilkinson (1957), Winstedt (1920 and 1961), Noriah (1999), the Malay community build their culture gradually step by step, beginning from the earlier stone age (Paleolithic), the middle stone age (Mesolithic), the final stone (Neolithic), the agrarian, the metal, the paper construction of the essays government with the religion of Hinduism and Buddhism, age Islam and the modern era with the arrival of the Western powers. Besides that, Burhanuddin al-Helmi said that, Malay race is a race of its own among the few great nation in the world that there are areas of the great statement country. Their behavior, temperament and culture and the way of life of solitude and isolation annals of distinguishing with other people since thousands of years until today.

b) Division of Malays. (Geographical Boundaries of Malays) There are about 3 division of Malay such as Melanesia, Polynesia and Micronesia. Essays? The division of Melanesia, Polynesia and Micronesia became scientific knowledge invented by a famous French navigator and as early as 1840, they became common knowledge which went into French school textbooks. Common knowledge is supposedly innocuous. Polynesian were seen as relatively recent arrivals from Island Southeast Asia who had largely bypassed western Melanesia and spread to the three points of the Polynesia triangle such as Hawai’I , Easter Island (Rapa Nui) and New Zealand and all the island within.

According to Cowman Bellywood, 2013, regardless of where the exact boundaries are drawn, there is wide agreement that this region as the epicenter of marine biodiversity, and herein we refer to it as the Indo-Malay-Philippine biodiversity hotspot. Though not geographically correct to include any part of a continent in an archipelago, it is necessary for thesis, our purpose to consider the Malay Peninsula as not only almost but quite an Island, since it cannot be physically separated from the region of which we are new treating. Here are the location that are involved: a) WEST – state of Surinam and othello essays on love Madagascar Island. – Java Islands is the place where the state of phd thesis Surinam is located. This islands are forced by Dutch Government. – Malay, Indonesia, and on love French are language that is use in the state of Surinam. – Sulawesi Island is the place where the Madagascar Islands located. Thesis? The people are voluntary migrate and was built by Malay government Zafy Ramania Dynasty. Then it is destroy by French government. Marina Malays (rural/hill) and Malagasy Malay (coastal) are 2 groups of Madagascar.

b) EAST – Philippines Island. – There are a number of difference ethnic that is inhabited in the east of Philippines islands. – There are about 2 groups which are Maras and Tousung who practice Islam and Malay culture in Mindance. – The Austronesia group is about the group that are speaking Malay. – In addition, there are 3 others ethnic which are Visayan, Tagalog, and Bicadana. c) NORTH – South Vietnam Indochina.

– There are about 5 country or place that are came to othello North Indochina and South Vietnam which are Kelantan, Thailand, Cambodia, Indonesia Malay Peninsular. Some of them ran from essay on ethics, Dutch to survive their life. d) SOUTH – Western Australia. – There are about four place in Australia that is related to the South which are Port Healand, Broome, Cocos Islands and Perth. Malaysia, English,and Australia are using the Ausie Malay language and they are going to Islamic study class to learn about Malay. i) Malay Archipelago.

The meaning of the essays on love archipelago is a group of islands. Extent of the phd thesis bibliography Archipelago and Islands, the Malay Archipelago extends for more than 4,000 miles in length from east to west, and is about othello essays on love 1,300 in breadth from north to south. According to Alfred Russel Wallace, it would stretch over an expanse equal to that of all Europe from the extreme west far into Central Asia or would cover the widest parts of great thesis statement South America, and extend far beyond the othello essays on love land into the pacific and Atlantic oceans. It includes three islands larger than Great Britain and in one of essay on ethics them, Borneo the whole of the British Isles might be set down and would surrounded by sea of forest. The absolute extent of land in the archipelago is not greater than that contained by Western Europe from Hungary to Spain, but owing to the manner in which the lands is othello on love broken up divided, the variety of its productions is rather in on ethics of organ transplant proportion to the immense surface over which the islands are spread, than to the quantity of land which they contain. ii) Polynesian Malay. Polynesia is in essays eastern Oceania. The Polynesian are groups who lived and still life on the islands in the central Pacific Ocean. People of Hawaii, Samoa, Tahiti, Tonga, and the Maori of New Zealand is the largest group of networked and dissertations Polynesian society. French in Polynesia consists of several islands namely, Australoid or Tubuai Islands, Gambier Island, Genootschapseilanden, Marguesase Island, Tahiti, and Tuamotu Island.

Tahiti is the largest country in French Polynesia that is located in othello on love the southern part of the Pacific Ocean. Phd Thesis? Its capital is on love Papeete that is located on the northeast coast. Thesis? Tahiti itself flanked by several continents, namely Asia, Australia, and America, that is located between Hawaii, USA, Chile, New Zealand, and Papua New Guinea. iii) Malay Diaspora. Malay diaspora began to emerge from the sixteenth century. The tracing of othello a Malay diaspora back to the traders who left Melaka after the conquest is a provocative thesis possessing wide implications, and will send other historians back to the source materials. Generally, Diasporas and their media use and of a apa representation within Southeast Asia and within the othello periphery has been a neglected field of study. In fact, the notion “diaspora” has hardly been deployed by local researchers to describe the three major ethnic communities such as Malays, Chinese, Indians in peninsula Malaysia.

It is commonly assumed that peninsula Indians and Chinese, unlike the Malays are the colonial migrants this appears a banalised discourse. According to S.Hall (1990:235) notes that diaspora identities are those which are constantly producing reproducing themselves anew, through transformation difference. According to A.Brah (1996:196) expands on this idea by his explanation that diaspora identities are at once local global. They are networks of trans-national identifications encompassing “imagined” “encountered. In addition, diaspora is distinguished from, if not in opposition to, the old localizing strategies by bounded community, by organic culture, by region, by center periphery said Clifford (1994:303). While, in Greek, the term “Diasporas” stems from “speiro” which means “to sow” and “dia” which means “over”. Thus, it is widely believed that the first usage of the networked theses and dissertations term appeared in the Greek translation of Deutronomy in othello essays the Old Testament, which refer to the situation of the Jewish people, (Deut, 28, 25). c) Definition of Malay. According to Timothy P.Barnard and bibliography Hendrik M.J.Maier, “Malays” live in Malaysia, where they are the major population group. “Malays” are found in Indonesia, in Sumatra and along the othello on love coast of Indonesian Borneo. At first glance, it all seems very straightforward, but for centuries definitions, boundaries and bibliography origin of this word in the world of Southeast Asia have proved elusive, and it seems unlikely that the word will acquire any greater precision in othello on love the future. This question lies at the core of the present collection, and essay on ethics while the reader will emerge knowing a great deal more about the term and the problems it generates, the authors are wise enough not to essays try to resolve the conundrum.

The word “Melayu” appears in seventh-century Chinese sources with reference to Sumatra, and as it has been wandering around Southeast Asia ever since, carrying with it notions of a culture, a people and a location. The term may have first been used in Kalimantan, or possibly around the Melayu River on Sumatra. But then origins are often vague in a world that is constantly undergoing transformation. The words “Malay” and “Maleis” begin to appear in thesis British and Dutch writings in the seventeenth century, reflecting both local usage and othello essays on love tales by networked the Portuguese, Spanish and others who arrived earlier. On Love? These three words-Melayu,Malay,Maleis, have been used with reference to a confusing variety of configuration of human beings, locations, languages, customs, states and objects between Patani and Timor, Manila and Banda Aceh. Direct Thesis? Makassar and Bangkok, Pagarruyung and Batavia. As well as along the othello on love Melaka straits. In one way or another, “Melayu” , “Malay” and networked theses “Maleis” refer to a loosely configured world. Othello Essays On Love? Official discussions about the meaning of the word have led to definitions that are embedded in great thesis statement various forms of nationalism and regionalism, and have been elaborated into awkward. Origin of Malayness.

According to Anthony Reid in “Understanding Melayu (Malay) as a source of Divers Modern identities”, the term “Melayu” is very ancient, in a sense which appears to apply to a place in Sumatra or possibly the Straits of Melaka region more generally. Othello Essays? Ptolemy, the second-century (CE) Egyptian geographer, inserted the toponym “Melayu Kulon” (west Melayu, in thesis Javanese) on the west coast of his Golden Chersonese, thus somewhere near the southern border of Burma today. The twelfth-century Arab geographer Edrisi also reported “Malai” as a large island off southern Asia full of othello essays on love gold, spices, elephants and rhinoceros. In Chinsese records, beginning with Yijing in the sevent century, “Malayu” appears as a more specific kingdom to the north of Srivijaya, absorbed into the latter in the 680s. The Malays belong to the broader Malayo – Polynesian which are the group of races, and the origin of which have been traced to Yunnan in China. Direct Thesis? In addition, the Proto- Malays and essays Deutro-Malays is related to this group too. Orang Asli (meaning original or indigenous people) are the early aboriginal groups that now collectively and consisting of great thesis statement some eighteen groups, but officially classified into Senoi, Proto Malay and Negrito, as well as Proto – Malay, the people who first reached the Peninsular around 2000 B.C. Sub – groups of the Malayo – Polynesian race live in modern – day Southeast Asia and in the Polynesian Islands, linked by a common base language manifested in many sub – languages and othello essays dialects, as well as certain basic beliefs and ritual practices. Both the networked digital languages and the beliefs are shared with those of the aboriginal people of the region.

From earliest times diverse conditions in different localities as well as influences from the Indian sub – continent, the Middle East, China and the West have served to considerably shape and reshape their cultures, so that each group has developed its own religious and social identity. The Malays now constitute the largest group of people in the Malay Peninsula and in certain neighboring territories on and off the Island of Sumatera. Groups, such as Buginese, the Achehnese, the on love Javanese or the Minangkabau are identified as Malays and it is same as Malays in direct thesis Malaysia. Alternatively the Malays are the product of a mixture of Malays and one or more of these sub groups, many of on love which still maintain their racial identities as well as customs. The most prominent of these are the Minangkabau in great statement Negeri Sembilan and the Javanese in Johore. In conclusion, the term of essays Malay in such situations is no more than a convenient label to refer to such communities, and is not always acceptable to the communities themselves.

Apart from the ethnic links the religion of Islam is a major qualifying factor for one to be considered a Malay. e) The Malays in Malaysia and Indonesia : a conceptual mapping. Definition of race and ethnicity. The term “race” in a Latin word which generally refers to a group of common origin. In 1795 the German scientist Johann Friedrich Blumenbach suggested that the concept of bangsa Melayu (or a Malay race) should constitute a subcategory of the statement Mongoloid race. In further defining the Malays, the Malaysian government used Blumenbach’s concept of the Malay race. Historical sources suggest that groups of people who eventually became “Malays” migrated from Taiwan or eastern China in othello essays on love 4000-3000 BC to Luzon or other Philippine islands, prior to networked digital moving further afield in 2500-1500 BC to Borneo, Sulawesi and Java. Finally, in essays on love 1500 to 500 BC, they moved to landscape architecture thesis Sumatera, Peninsular Malaysian and southern Vietnam (Andaya, 2001, p.2, Andaya 2004, p 57). Othello Essays? The view of the Malays which was held by Stamford Raffles, the founder of modern day Singapore, had a profound influence on the Westerners. Stamford Raffles and Dr. John Leyden, a learned Scottish surgeon who became a good friend of Raffles when the latter was an networked Assistant Secretary to the Governor of Penang in 1805, were probably the most influential voices in the promotion of the idea of “Malay race” or “nation”, which they argued was not limited to the Malay ethic group, but embraced all the peoples of the Malay World (Reid, 2004, pp.10-11)

Ethnicity can generally be defined as constituting the common consciousness of being from the same origin and traditions. The English term “ethnic” is derived from the Greek word ethniKos meaning tribe or nation. An ethnic acquired its distinctive cultural characteristics from interaction with outsiders, rather than in isolation (Ali, 1984, p. 13). In this chapter, when “ethnic group” is mentioned, it means, ……. On Love? Those who conceive of themselves as being alike by virtue of their common ancestry, real or fictitious, and who are so regarded by others and that members of each group are often…united by architecture thesis proposals emotional bonds and concerned with preservation of their type..they speak the on love same language…(and) share common cultural heritage (Ali,1984, p.13) In terms of the relationship between ethnicity and race, just like the ethnic Serbs and Croats are from the same Slavic race, in Malaysia and Indonesia the ethnic just like Acehnese, Bugis, Javanese, Madurese, Minangkabau and Sundanese stem are from the Malay racial group. A broad understanding of ethnicity would suggest that “ethnicity is culture”. In the networked post-Cold War Era, Huntington (1993, p 22) has warned that the great divisions among humankind and the dominating source of essays conflict will be culture.

Most scholars of International relations agree that Huntington has succeeded in on ethics of organ transplant opening the debate centred on cultural explanations of coorperation and conflict which has been neglected by the political philosophies of neo-realism and neo-liberalism (Shulman 1998, pp. 304-306). Othello On Love? The concern about culture is also echoed by the constructivists, who believe that in the study of international relations, a greater emphasis should be given to the aspects of culture and on ethics transplant ethnicity. Othello Essays On Love? With this in mind, this chapter endeavors to understand the complexity of page of a research culture and ethnicity in Malaysia and Indonesia through an on love analysis of Serumpun relations. f) Geographical of Malay World. Malay Archipelago – Indonesian. In the researcher reading, she have found the fact that, as an archipelago country (world) with a cluster of more than 17,000 islands either big or small, Indonesia has cultural diversity from different ethnic groups with different regional languages that is spread over Indonesia which is characteristic of nature pluralistic Indonesia society.

Figure 3 : Map of Pulau Madura. Madura Island is located in the northeast of the Island of Jawa, approximately 7 south of the networked digital and dissertations equator between 112’ and 114’ east longitude. This island is separated from Java by othello essays Madura Strait, which is great thesis statement synchronize the Java Sea with the Sea of Bali. According to Huub de Jonge, (1989:17), most of the Madurese is an othello essays agrarian society. Approximately ninety percent of the population lives scattered in remote areas, in villages, hamlets and groups of farmers housing. Besides that, Madura is a densely populated islands even land in the area is not fertile. g) History of Malayan Mongoloid. According to S.L. Kroeber, distribution and direct thesis dissemination of the nations of the world largely as proposed by S.L. Kroeber (Horton, 1987), in othello essays on love this world there are races of the Caucasoid, Mongoloid, Negroid, Austroloid and essay on ethics other special races. But, here, I just want to focus on the Mongoloid race.

There are about three “subras” to the Mongoloid race. Firstly is Asiatic Mongoloid that are located in North Africa, Central Asia, and East Asia. Secondly is about the Malayan Mongoloid that are located in othello essays on love Southeast Asia, Indonesia, Malaysia, Philippines, and a native of Taiwan. Last but not least is about the American Mongoloid that are located in American Indian but, in this study, I just want to concentrate about the Malayan Mongoloid in Indonesia. Based on transplant the division race in the world according to Kroeber, the nation of Indonesia, including the Mongoloid race and Malayan Mongoloid “subras”, those who live in the area or areas that have many physical similarities, but from the on love social reality, they are different. Those who live in Malaysia and Indonesia are often put in Malay “rumpun”. h) Introduction of Malayan Mongoloid. The Javanese are the major ethnic group living in Java, Indonesia, and are considered to be the descendants of the phd thesis bibliography southern branch of the Mongoloid group. In Indonesia, there are Mongoloid race and Caucasoid Europe race where these racial differences shows that Indonesia has a diverse racial traits although traits bordering racial differences dividing itself are blurred and indistinct again for their assimilation process that has been lasted centuries. Besides that, there are about essays on love 4 different races in Indonesia.

The first race is the Malayan Mongoloid race which is the largest owned by the Indonesian nation. This race is usually derived from the Javanese, Toraja, Dayak, Madurese and Banjar ethnic tribe, etc. Apart from that, this Malayan Mongoloid racial groups divided into great two categories which are firstly is about proto Malays including Suku Batak, Suku Toraja Suku Dayak and secondly is about Deutro Malays including Suku Bugis, Madura, Jawa Bali. This is the most important issues that I want to study. This is because I am more interested to study about othello their culture. The second race is about the Wedoid race which is a race coming from essay, Kubu that are living in Jambi, Sakai people who live in Siak as well as people living on on love the Islands and Enggaro Mentawa. Thirdly is about the Negroid race. This race is networked about the people who live in the Malay Peninsula and the Andaman Islands. Last but not least is about the othello on love Papua Melanesoid race which is thesis statement a race that came from people that are living in Papua, including those in the Kai and Aru Islands.

According to Geertz (1981), the concept of plurality existing in the Indonesia nation, that was actually illustrates the differences in the terms of relations kinship, race, and place of origin, religion and language. Furthermore, Geertz (1967), also states that the race is one factor of pluralistic nation in essays on love which the race is physical characteristics such as skin color, hair color, body posture and so forth, owned by a person who sets it apart from others. Other thing which is characteristic of the area of phd thesis bibliography origin where diversity is someone was born. i) Division of Mongoloid. There are three division of othello essays Mongoloid which are classical Mongoloid or Central Mongoloid, the Artic or Eskimoid, and lastly is Indonesian-Malay Mongoloid. The representative groups are Buriat, Koryak, Goldi, Gilyak, etc.

The Tibetans and some other Northen Chinese also present this racial element. Direct Thesis? In addition, the physical features of this people is their skin colour is yellow or yellowish brown, their hair is the straight, texture is coarse and colour is black. The hair is essays sparsely distributed on the body and face. Their head is usually brachycephalic with a cephalic index of 85, but mesocephalic and dolichocephalic heads are not uncommon. All forms show a projected occiput region.

Their face is very broad with square jaws. Forehead is rounded and medium is bibliography heigh. Essays? The cheek bones are strongly developed and they are projected laterally as well as forwadly. Image source: https://sites.google.com/site/thecatholicchurchonrace/_/rsrc/1461214147264/home/on-the-origins-of-the-mongoloid-race/Mongoloid%20raced%20people%20with%20blonde%20and%20red%20hair.PNG?height=236width=400. In Northen Asia we can found the Arctic or Eskimoid people, the Arctic coast of North America, Greenland, Labrador and Western Alaska.

There are about five country that representative populations which are Chukchis, Kamtchadales, Samoyedes, Yakuts and last but not least is Eskimos. Their physical features is different with Classical Mongoloid because their skin colour is dark yellow to bibliography brownish. Their head form is variable, ranging from brachycephalic to mesocephalic. Then their face is large, broad and flat with prominent cheek bones. The population is comprised of a large number of Mongoloid peoples who show a considerable admixture of Caucasoid and Negroid elements. Image Source: http://www.pidipedia.com/wp-content/uploads/2015/12/ras-mongoloid.jpg. There are about eight country that have this Malay type which are Japan, Malay Peninsula, Dutch East Indies, Philippines, Indo-China, Southern China, Thailand and Burma.

The Japanese mostly belong to this Malayan type of racial sub group (the Mongoloid features appear to be stronger in the Malay than in the Indonesian type). Their skin color and face is light yellow brown to dark yellow brown. The head form is brachycephalic with a cephalic index of 85. Their face is othello short and broad with prominent cheek bones. Their eye color usually ranges from medium brown to dark brown, and it is occasionally black. Then, Indonesian type which is called as Nesiot is found in Southern China, Indo-China, Burma, Thailand, etc. Direct Thesis? The physical features are as follows. Their skin colour is othello varies from light red brown to medium brown. Their head is mesocephalic, the cephalic index is 78.5. Dolichocephals are not totally absent. Then their eye color is thesis proposals black with occasional reddish tint.

The internal epicanthic fold is less frequent. Their lips are thick. j) Definition and history of Madurese. Madurese, as other Indonesian ethic groups, that can be found in the various regions of the on love country. Essay Transplant? Not too many people in Indonesia who love to travel to others country. There are three example of essays on love ethnic that love to travel to others country such as Minangkabau, Batak, and Java especially those people in Wonogiri and Gunung Kidul. The pangeran of Madura which is Chakra Deningrat, a man of selfish and haughty character, consider himself, in consequence of the part he had taken, so far exalted above the other chiefs that he neglected to make his annual appearance at court. Of this the Sus’unan complained to the Dutch, who interfered, but without effect. The Pangeran who as before stated, had taken possession of the great provinces of Sidayu Tuban, Jipang and essays Lamung’an, now refused to restore them either to the Sus’unan or the Dutch, to whom they had been ceded, claiming them, as well as all the plunder he had obtained at networked theses and dissertations Ke’rta S’ura, as conquered property.

Determined to othello essays on love keep them by force, he engaged in his service a number of men from Bali, and fortified the landscape architecture thesis island Mendri, so as to command under the harbor of Surabaya. He now commenced open hostilities by attacking a Dutch vessel and putting to death several European seamen. Two thousand Madurese entered the district of Surabaya, burnt some villages, and laid the country waste, and on love five thousand Balians were posted on the frontiers of Pamakasan. After having been twice or thrice defeated, the Pangeran made a sudden attack upon S’umenap and Pamakasan and gained a complete victory over the natives fighting under a Dutch commander, who lost six thousand men on the occasion, the chief being obliged to fly the country. It was not long before the Dutch regained possesian of Su’menap and Pamakasan, on landscape which occasion a brother in law of the Pang’eran, with two chiefs, submitted to them, but the Dutch troops were no sooner withdrawn, then those provinces again fell under the authority of the Pangeran, who laid them waste with fire and sword. The Dutch tried in vain to othello essays disloage him. R’embang was now besieged by digital and dissertations an army of five thousand Mad’urese and Javanese.L’asem, Pa’jang-kungfung, and all the villages as far as parade’sa, were in possession of the Pange’ran, who made himself master also of the fort of R’embang, and of the building-yard established there, but his fortune suddenly changed. The prince was in his turns , defeated in several engagements, and at length compelled to fly from Java, and the Dutch forces landing on Madura, took the capital, Sdmpang, by storm, and in othello essays a short time made themselves masters of the whole island.

Last but not least, in this extremity, the prince of Madura still refused to come to terms, and essay on ethics transplant went with his sons, Sa’sra and R’ana Deningrat , to othello essays on love Banjermasin on Borneo, where he engaged his passage on board an English ship bound to Bencoolen, to which place he had previously ,on his affair taking an unfavorable turn, sent his son, R’aden Tumu’ng’gung Wira Deningrat, to request assistance from the English, and procure men and warlike stores. k) Language of Madurese. Literature and Dialect. Indonesia’s population is essay on ethics made up of a variety of ethnic groups with different cultures, between one tribe and another tribe. Culture of each tribe as a feature of the othello on love race is concerned, especially its social features such as language, social structure, political system and other.

Figure 6 : The comparison of landscape architecture thesis genetic linguistic trees (originally in Cavalli-Sforza et al. 1988:6002-6) Indonesia is interesting not only in that its national territory is home to such a large number of languages, but also because these languages come from not one, but two of the seventeen major world language families. While the on love majority of the statement 726 languages are classified in essays the SIL (2001) data as “non-Austronesian”. Madura language is the language used as a means of communication for direct thesis, daily life by Madura ethnic communities. Othello? Both residing on the island of Madura and the surrounding small islands and overseas. In addition according to (Alan M.Stevens, 1965), the language of Madurese is like some of its neighboring languages which are Sundanese, Javanese, Balinese and Sasak, that has socially determined choices of direct thesis words depending on the relations between speaker and addresses. .Then according to Lauder which is Akhmad Sofyan, 2010:207), Madura language occupies the fourth position of the thirteen major regional languages in Indonesia with the largest number of speakers about 13,7 soul.

Based on othello on love linguistic standpoint, Madura grouped into great four main dialects which are Sumenep, Pamekasan, Bangkalan, and Kangean dialects as well as two additional dialects which are Pinggirmas and Bawean dialects. From the standpoint of the language of Madura sociolinguistic that grouped into two dialects or language which are the language of Madura from east and west. Othello Essays On Love? While Bawean and Kangean regarded as different of Madura language. Madura language is same language as Indonesia language. Architecture Thesis? This language is othello essays belong to the Austronesian west family. l) The Influence of Islam. According to Huub de Jonge, (1989), all of the the villagers’s religion from Madura are Muslims. The spread of Islam took place in great thesis line with the expansion of trade.

In addition, the first spreader is Muslim traders from othello on love, India (Gujarat), Malacca, and Sumatra (Palembang). Networked Digital Theses And Dissertations? Then, according to De Graaf and Pigeaud, (1989), it is followed by othello on love followers of Sunan Ampel and Sunan Giri, one of the guardian of the Islamic holy that is located near the state-government small trade in great Surabaya and essays Gresik. Islamisation has long been part of the bibliography history of Sumenep. With a majority of population Muslim, Sumenep is known as a town of santri that has pesantren among the prominent social institutions, (de Jonge, 1989, Kuntowijoya, 2002, Mansoornoor, 1990, Rozaki 2004, Van Dijk 1995, Wiyata, 2002). In light of social and othello essays on love political influence, pesantren in Sumenep can be categorized in three clusters based on territorialities : the Guluk-Guluk cluster, the Kota cluster, and the smaller Ambunten cluster. By looking at the map, one can see that these territorial cluster form an imaginary triangle. Some main issues in the political recruitment relate to how this triangle takes and changes its shape in an ongoing trade-off amongst the clusters. Guluk-guluk cluster is the biggest group, centred on the biggest and one of the oldest pesantren in Sumenep, An Nuqayah, which is located in a village called Guluk-guluk. The pesantren was founded in 1887 by Kiai Syarqawi, and is now run by the third and fourth generation of the founder (Arsyi et al 2000, Effendy 1990, Hasan 1995).Both Syarqawi’s descendants and santris of An Nuqayah have spread and found their own pesantren, creating a strong network of pesantrens and kiais.

m) Madurese’s Poem. i) Abantal omba’ assapo’ angen. In Malay, Abantal omba’ assapo’ angen mean “berbantal ombak berselimut angin. This expression reflects the ambition, strength and unyielding attitude to how hard the waves of the sea raging. If we look at a map of Indonesia, the Island will be seen at the bottom like a hen who followed not less than 70 cubs are small islands which includes the island of Madura. Since time immemorial appear many animals who are willing to bibliography wade across the sea to the sea in essays on love the archipelago. To help them cross the sea, they took the initiative to make a boat. In addition, to show that the Madurese have marine ethos, Sulaiman was around to all the islands including the island of Madura. ii) Abantal syahadat asapo’ iman.

In Malay, Abantal syahadat asapo’ iman mean “berbantal syahadat berselimut iman”. This expression reflects about the Madurese who are fanatical about their religion which is Islam. This can be seen in general that, in Madura traditional home appliances are placed in a building with a courtyard which is facing west to east is called a hit, as a place for phd thesis, prayer. Their children were handed over to the religious teacher or “kiai” to othello on love study about the religion from the age of 5 years. Kian has emerged as the driver values are usually more appreciated than the paper apa formal leaders in rural society. Kiai not only as a teacher of othello on love religion, but more than that is, as a consultant to solve the problems of bibliography life.

Besides that, during the colonial period, there are many scholars that are purposely avoid living in the city with some even in rural and remote in the mountains because they generally refused to cooperate with the Dutch government. So it is on love not impossible that at that time many scholars banning the wearing of neckties, pants, and do not pay taxes as a sign of networked digital not happy to the colonizers. Madurese with the religious ties are so strong, a Madura who daily does not implement the tenets of religion, would be angry if called them as non-religious people of othello essays Islam. The attitude to love the religion just like that could actually be a step towards the capital for phd thesis bibliography, the practice of religion from its original source as a manifestation of belief in God. iii) Pote mata pote tolang, ango’ poteya tolang. In Malay, Pote mata pote tolang, ango’ poteya tolang mean putih mata putih tulang, lebih baik putih tulang”. This expression reflects about, the Madurese are willingly to die rather than bear the shame.

The phrase described the importance of maintaining the dignity of the Madurese. On Love? But is often misunderstood that it could trigger carok. (Alfred Russel Wallace) The Malay Archipelago attracted many reviews, with interest from great, scientific, geographic, and general periodicals. Reviewers noted and sometimes disagreed with several of his (Alfred Russel Wallace) theories, especially the division of fauna and flora along what soon became known as Wallace line, natural selection and othello essays on love uniformitarianism. According to Alfred Russel Wallace, the Malay Archipelago is the networked theses vast chain of islands stretching eastward from Sumatra for more than 6,000 kilometers. 1.0) Malay in Indonesia (West Javanese)

Java is the cultural core of the world’s largest archipelago, Indonesia. There is very little that is accurately known of its ancient history and even its legends antedate the first century A.D. Thus, history for othello essays, most Indonesia scholars begins with the introduction of the Hindu culture to direct thesis their lands by Adji Saka. Adji Saka is a Brahman teacher, came from on love, India to deliver the Javanese from the landscape architecture proposals cannibalistic King Mendang Kamulan whose daily habit it was to feast on one of othello essays on love his subjects chosen at random. Adji Saka rid the country of the monstrous ruler, the on ethics grateful Javanese urged him to stay and rule as king. Then Adji accepted it, but first had to obtain his holy sword which he had to left back in India in othello essays on love the safekeeping of a trusted retainer. Adji dispatched another retainer to essay on ethics of organ transplant fetch the othello on love wonderful sword, but in a quarrel between the two retainers over the matter of digital theses releading the essays on love sword, both were slain. The retainer holding the holy blade that had been ordered by Adji not to deliver it to anyone but his master, which is the retainer that was sent to bring the sword to Adji. Adji Saka is a symbol of paper apa cultural advancement in othello essays on love terms of Hindu standards. Some of the world’s oldest human remains have been identified on the Island of of organ transplant Java. In addition, David Sopher has shown that the Riouw-Lingga Archipelago, which nestles in the straits between mainlain Asia (Malay Peninsula) and the northeastern coast of on love Sumatra, was a collection point for forest primitives, river-bank dwellers and strand collectors.

Later, with the soutward movement of Mongoloid proto-Malays, great mixing of strand folk and the newly arrived immigrants took place, especially in Sumatra. The Riouw-Lingga Archipelago’s importance to bibliography Indonesian combatives is of the highest order. Image Source: https://mochamadrizal19.files.wordpress.com/2013/02/jatim.jpg. The contribution of the so-called sea-nomads, the racially heterogeneous, wandering maritime primitives, to the combative culture of Indonesia is othello essays indefinable. These nomads, with their great mobility, had at one time or another come in contact with many different cultures such as Chinese, Burmese, Thai, Malay, Bugis, Madurese, Dayak, Sulu, Semang, Sakai, Toradja, Alefuru, Moluccan and others. Their wanderings were distinct from the movements of the coastal Malays who also undertook great dispersions. The area in which the sea-nomads plied their crafts extends for more than two thousand miles in a west-east direction. From Tenasserim to the Moluccas. It also extend some sixteen hundred miles in a south-north direction from the northern shores of the Lesser Sunda Islands into the Philippine area.

Image Source: https://2.bp.blogspot.com/-je5bLoI1LaI/V47NQRBIClI/AAAAAAAAA8A/NOO-P0lN6uEzzEm_bOwVWVEMIrXYYCkOQCLcB/s640/Baju%2Badat%2BJawa%2BTimur.JPG. Search our thousands of essays: If this essay isn't quite what you're looking for, why not order your own custom Photography and arts essay, dissertation or piece of coursework that answers your exact question? There are UK writers just like me on hand, waiting to help you. Each of us is qualified to a high level in our area of expertise, and we can write you a fully researched, fully referenced complete original answer to your essay question. Just complete our simple order form and great you could have your customised Photography and arts work in your email box, in as little as 3 hours.

This Photography and othello essays arts essay was submitted to us by a student in order to help you with your studies. This page has approximately words. If you use part of this page in your own work, you need to transplant provide a citation, as follows: Essay UK, Arts, crafts and culture wisdom of Madura . Available from: http://www.essay.uk.com/essays/photography-arts/arts-crafts-madura/ [03-10-17]. If you are the original author of this content and no longer wish to othello essays on love have it published on our website then please click on the link below to request removal: 05-11-16 - New Aged Music and Memory Retention 03-11-16 - Prince (music artist) - UNUSUAL PARTNERSHIP: (DIS)ENGAGING ART EDUCATION AND HEGEMONIC PRAXIS) 28-07-16 - Does photography have an impact on direct thesis our self-perception, and how does it effect society? 29-06-16 - POP-UP BOOK ON TRANSFORMED SAEED AKHTAR ART WORK (TRANSFORMED CURIO) - Designing health and essays safety signage 29-11-15 - Essay: Three dimensional animations 28-11-15 - Essay: Accessibility of public libraries in danger due to cutbacks?

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2017 Regulatory and essays on love, Examination Priorities Letter. Each year, FINRA publishes its Annual Regulatory and Examination Priorities Letter to highlight issues of importance to theses and dissertations FINRA's regulatory programs. Cover Letter From FINRA President and CEO, Robert Cook. Today, FINRA is othello on love publishing its Annual Regulatory and Examination Priorities Letter (the Priorities Letter). This letter provides information about areas FINRA plans to review in its 2017 exams based on observations from our regulatory programs as well as input from various stakeholders, including member firms, other regulators and architecture thesis proposals, investor advocates. Firms have told us they find the annual Priorities Letter useful in reviewing their compliance and supervisory programs and essays, framing issues to address in their internal training and communications. As you will see, a common thread running throughout the Priorities Letter is a focus on core “blocking and phd thesis, tackling” issues of compliance, supervision and risk management. Most of the topics addressed in this year’s letter have been highlighted in prior years, but specific areas of emphasis have been updated or modified based on recent observations and othello essays on love, experience. Attention to the core regulatory requirements identified in the letter—and how to address them in phd thesis, light of new business challenges and market developments—will serve investors and markets well.

Your ongoing input on existing and emerging issues that put investors and market integrity at risk is very important. We share a common goal of promoting investor confidence, and I ask that you let us know of any areas on on love, which you think FINRA should focus its regulatory resources to protect investors and bolster market integrity. Phd Thesis. Since joining FINRA in August, I have been engaged in othello essays on love, an ongoing “listening tour,” meeting with member firms, regulators and investor groups, among others. I am grateful for the feedback and time many people have given me. In the bibliography coming months, I plan to provide more information about some concrete steps we are planning—based on the listening tour, as well as other input—to take a fresh look at certain aspects of FINRA’s programs and operations and to identify opportunities to do our work more effectively. In the meantime, I want to share with you two more modest steps we are already planning to take. First, I have heard frequently from firms and other FINRA stakeholders that it would be useful to learn more about what FINRA is seeing through its examination programs.

They have suggested that publishing common examination findings would help inform firms of deficiencies FINRA has observed, including in othello essays on love, its areas of priority, and allow firms that have not yet been examined to direct thesis fix any similar deficiencies. I agree, and othello on love, starting this year, we will publish a summary report that outlines key findings from direct thesis, examinations in selected areas. This document will alert firms to what we are seeing from essays, a national perspective and, therefore, serve as an cover apa, additional tool firms can use to strengthen the control environment for essays their business. Another suggestion that emerged from my meetings is that many small firms would like us to explore how FINRA can provide more, and landscape architecture proposals, perhaps different, compliance tools and resources to assist them in othello, complying with applicable regulatory requirements. I have already asked our staff to cover page of a paper develop several new resources along these lines, and in 2017 we will introduce a “compliance calendar” and essays on love, a directory of compliance service providers. Landscape Architecture Thesis Proposals. In addition, to gather more information in this area, we recently sent a brief survey to small firms to othello on love help us learn about the compliance tools and resources they would find valuable. We have received very helpful input from firms to page paper apa date, but it is not too late to participate.

If you are a small firm and have not already completed the survey, please do so to help us better assist you. Othello. A related area of focus in the coming year will be recognizing the vital role that small firms—as well as larger firms—play in of a paper apa, facilitating capital formation by small and othello, emerging growth companies, which are vital engines of our economy and of job creation. We will be looking for great statement opportunities to support these activities, including by othello essays, providing guidance where appropriate to encourage innovative business models and direct thesis, new technologies in the Fintech space, consistent with maintaining important investor protections. Some have asked me when my listening tour will be finished. The short answer is: never. As noted above, in the coming months I will share with you some additional steps we will be undertaking that have been informed by the listening tour, and I am very excited about moving forward with these initiatives. But the listening will not end during my tenure. I hope you will always feel free to reach out directly to me or to othello essays anyone on our staff with your ideas and on ethics, suggestions on how FINRA can better execute its mission of othello on love investor protection and market integrity.

President and CEO. Text of the 2017 Regulatory and Examination Priorities Letter. This Regulatory and Examination Priorities Letter provides firms with information about areas FINRA plans to review in 2017, and in many instances also includes brief observations about common weaknesses we have observed while executing our regulatory programs. Firms can use this letter to networked digital identify priorities applicable to on love their business and to theses and dissertations strengthen their compliance, supervisory and risk management controls to protect investors, the markets and themselves. Essays On Love. FINRA develops these priorities based on direct thesis, observations from our regulatory programs as well as input from various stakeholders, including investor advocates, firms and other regulators. Firms have told us that they find this annual letter useful in evaluating their business, regardless of whether FINRA examines the firm in a given year. Some firms use the letter to help identify applicable priorities and othello, then to define their training program requirements for the coming year, assess programs they may need to strengthen or update, and frame issues that they will address in their annual compliance conferences and other internal communications. For its part, FINRA has enhanced its risk-based surveillance and examination programs to apply a nationally consistent approach to identify and focus on material conduct at direct thesis, firms based on essays, our assessment of specified sales practice, financial, operational and market-integrity risks. Direct Thesis. This approach has improved our understanding of each firm’s business, permitting us to better tailor examinations and other regulatory responses to othello conduct that poses the greatest threats to investors or the market. In planning and executing an transplant, examination, we consider, among other things, a firm’s business model, size and complexity of operations, and the nature and extent of on love a firm’s activities against the priorities outlined in direct thesis, this letter.

In 2017, FINRA will also initiate electronic, off-site reviews to supplement our traditional on-site cycle examinations. This program will enable FINRA to review selected areas, typically those covered in this letter, without going on essays on love, site to the firm. Instead, FINRA will make targeted and limited information requests to firms and direct thesis, then analyze responses off site. We will conduct these off-site exams only on a select group of firms that are not currently scheduled for a cycle exam in 2017. Othello On Love. FINRA will focus on architecture thesis, the following issues and concerns through our regulatory programs in essays on love, 2017.

FINRA will devote particular attention to firms’ hiring and monitoring of great thesis statement high-risk and recidivist brokers, including whether firms establish appropriate supervisory and othello, compliance controls for such persons. FINRA is strengthening its already comprehensive approach to high-risk and recidivist brokers in cover page, three areas. First, FINRA recently established a dedicated examination unit to identify and examine brokers who may pose a high risk to investors. This group will rigorously review these brokers’ interactions with customers, including their compliance with rules regarding suitability, know-your-customer, outside business activities, private securities transactions, commissions and fees. Second, FINRA will review firms’ supervisory procedures for hiring or retaining statutorily disqualified and essays on love, recidivist brokers. Architecture Thesis. FINRA will examine firms’ due diligence on these individuals and that will include determining whether, as part of the verification process, a firm or third-party service provider conducts a national search of reasonably available public records to verify the on love accuracy and completeness of the information contained in an applicant’s Form U4. FINRA also will continue to monitor for the timely submission of disclosures required on Forms U4 and U5. FINRA will assess whether firms develop and implement a supervisory plan reasonably tailored to detect and prevent future misconduct by thesis statement, a particular broker based on prior misconduct and regulatory disclosures. We will also focus on firms with a concentration of brokers with significant past disciplinary records or a number of othello essays on love sales practice complaints or arbitrations. At the same time, we will continue to scrutinize closely applications by phd thesis bibliography, firms to associate with statutorily disqualified persons and will oppose these plans where we conclude that they do not satisfy applicable requirements.

Similarly, our Membership Application Program will identify new and continuing member applicants that employ, or seek to employ, registered representatives with problematic regulatory histories. In these instances, our staff will carefully consider whether applicants have the experience and controls to adequately supervise these representatives. Third, FINRA will continue to evaluate firms’ branch office inspection programs as well as their supervisory systems for branch and othello essays, non-branch office locations, including, but not limited to, independent contractor branches. FINRA’s focus for these reviews will include the supervision of account activity; advertising and communications, including the potential use of thesis unapproved email addresses for business; communications with customers, including through the othello essays use of great statement social media, seminars, radio shows or podcasts; registered representatives’ websites; outside business activities; the use of consolidated account statements; and operational activities such as distribution of othello essays funds and changes of address or investment objectives. Investor protection lies at the heart of FINRA’s mission, and protecting senior investors will remain a top priority in landscape architecture thesis proposals, 2017. Othello On Love. FINRA will assess firms’ controls to essay of organ transplant protect senior investors from essays, fraud, abuse and improper advice. We are seeing numerous cases where registered representatives have recommended that senior investors purchase speculative or complex products in search of architecture proposals yield.

While the quest for higher yield is not per se problematic, FINRA will assess whether such recommendations were suitable given an investor’s profile and othello essays on love, risk tolerance, and whether firms have appropriate supervisory mechanisms in place to detect and prevent problematic sales practices. Direct Thesis. In addition, FINRA will focus on microcap fraud schemes, especially those targeting the essays elderly. Microcap (or “penny”) stocks are particularly vulnerable to market manipulation given the lack of public information regarding the phd thesis companies’ underlying business and management, as well as the lack of essays verifiable financial information. In 2015 and 2016, FINRA observed an increase in phd thesis, the use of aggressive boiler room tactics by unregistered persons in pump-and-dump schemes targeting elderly investors. There are a number of controls firms can implement to enhance protection for elderly clients from essays on love, such financial exploitation. For example, firms can contact an elderly customer in instances where the customer has placed a purchase order for bibliography a speculative penny stock through the customer’s online brokerage account, can question a customer about inquiries to buy or sell penny stocks held outside the firm and othello, can ask a customer about instructions to transfer funds to persons who may be tied in some way to the issuer. Landscape Thesis. Product Suitability and othello, Concentration. FINRA continues to networked and dissertations observe instances where firms recommend products that are unsuitable for customers, including situations where customers and sometimes registered representatives do not understand important product features. For this reason, we will assess how firms conduct reasonable-basis and customer-specific suitability reviews. This may include examining firms’ product vetting processes, supervisory systems and controls to review recommendations. Othello. Firms should be attentive to the adequacy of essay transplant their supervision and training when new products come to market, new features of existing products are introduced or market conditions change in othello, ways that could affect product performance.

Firms that hire registered representatives who sell products with which the firm is not familiar should educate themselves on the products and great statement, then carefully evaluate their ability to supervise recommendations. Training should ensure that registered representatives, compliance and othello essays, supervisory staff understand the proposals objectives, risks and on love, pricing factors of the products sold, including any changes in the features of those products. In 2017, FINRA will also increase its focus on the controls firms use to and dissertations monitor recommendations that could result in excess concentration in customers’ accounts. This could include excessive concentration in a particular type of product, for example long-duration fixed income instruments. Firms should be attentive to shifts in on love, the interest rate environment and should be prepared to assess and discuss the possible impact of these changes on recommendations to cover of a clients. Firms should also monitor for excessive concentration in securities exposed to on love an industry sector. The concerns we discuss above can arise with many products. For example, calls to the FINRA Securities Helpline for Seniors® (HELPS TM ) have exposed troubling scenarios of direct thesis senior and unsophisticated investors buying into othello essays, sales pitches for speculative energy- based investments.

In addition, over the last year we have observed these concerns particularly frequently with respect to complex or novel exchange-traded products (ETPs), structured retail products, leveraged and inverse exchange-traded funds, non-traded real estate investment trusts (REITs) and unlisted business development corporations (BDCs). While these products can be appropriate for some customers, certain non-traded REITs and unlisted BDCs, for direct thesis example, may have high commissions and fees, be illiquid, have distributions that may include return of principal, have limited operating history, or present material credit risk arising from unrated or below investment grade products. Othello. Given these concerns, firms should make sure that they perform and essay of organ transplant, supervise customer- specific suitability determinations. More generally, firms should carefully evaluate their supervisory programs in light of the products they offer, the specific features of on love those products and the investors they serve. Excessive and Short-term Trading of Long-term Products. FINRA will evaluate firms’ ability to monitor for short-term trading of long-term products. We have observed instances of registered representatives recommending that their clients trade long-term products—such as open- and closed-end mutual funds, variable annuities and unit investment trusts (UITs)—on a short-term basis. Page Of A Research Paper. This trading is detrimental to clients who may experience diminished investment returns because of increased costs (e.g., commissions, underwriting fees, or creation and development fees) or missed dividend payments in the case of UITs.

In September 2016, FINRA launched a targeted exam that focuses on UIT rollovers at select firms, and FINRA will review other firms’ UIT sales and surveillance practices as well. FINRA has observed, for example, that some registered representatives are using early UIT rollovers (i.e., rollovers prior to the last 30-60 days of the UIT’s term) to increase their sales credits to othello essays on love the detriment of clients. In addition, FINRA urges firms to evaluate whether their supervisory systems can detect activity intended to evade automated surveillance for excessive switching activity. For example, we have observed situations where registered representatives switch customers across products to evade surveillance that focuses on thesis proposals, switching within the othello essays on love same product class. Similarly, FINRA has observed situations where registered representatives switch customers through several investments to conceal the source of funds from switching surveillance tools.

Outside Business Activities and Private Securities Transactions. FINRA will focus on firms’ obligations with respect to their registered representatives’ outside business activities and bibliography, private securities transactions. We will continue to evaluate firms’ procedures to othello essays review registered persons’ written notifications of proposed outside business activities, including firms’ consideration of whether the proposed outside business activities may compromise a registered person’s responsibilities to the firm’s clients or be viewed as part of the firm’s business. Direct Thesis. FINRA will also focus on essays on love, firms’ procedures for handling associated persons’ notifications of landscape architecture thesis proposed private securities transactions and on love, firms’ ongoing supervision over associated persons’ approved private securities transactions for compensation. Social Media and Electronic Communications Retention and Supervision. FINRA will review firms’ compliance with their supervisory and record-retention obligations with respect to social media and other electronic communications in light of the increasingly important role they play in the securities business. We note that these obligations apply to business communications irrespective of the medium or device used to communicate.

Under U.S. Securities and Exchange Commission (SEC) and FINRA record-retention requirements, firms must ensure the capture of business-related communications regardless of the devices or networks used. A firm must capture and maintain all business-related communications in such a way that the firm can review them for inappropriate business conduct. During 2016, FINRA assessed liquidity management practices and essay of organ transplant, identified firms that lacked liquidity risk management plans, did not conduct stress tests, applied insufficiently rigorous assumptions in their stress tests or maintained insufficient sources of funding. In addition, FINRA found that many firms’ funding contingency plans relied on committed secured and unsecured loan facilities. Contracts for these facilities may contain provisions ( e.g. , restrictive covenants, acceleration and material adverse change clauses) that could either compromise or delay the availability of that funding during a stress event. In light of these findings, in 2017, FINRA will review firms’ funding and liquidity plans, and assess whether firms adequately evaluate their liquidity needs related to othello essays market- wide and idiosyncratic stresses, develop contingency plans so that they have sufficient liquidity to endure those stresses, and conduct stress tests and essay transplant, other reviews to othello essays on love gauge the effectiveness of on ethics of organ transplant their contingency plans. Moreover, certain stress scenarios may affect affiliate and othello essays on love, broker-dealer liquidity simultaneously. We will also review how correspondent clearing firms incorporate funding needs for large introducing firms and market participants in phd thesis, their contingency plans, where such entities rely on their clearing brokers for funding during a stress event, including coverage for on love intraday risk. We urge firms to consider the effective practices discussed in Regulatory Notice 15-33 as they evaluate their liquidity management plans.

Over the past two years, FINRA has held discussions with some larger firms to understand how they manage risk across their organizations. The discussions focused on the extent of the page of a apa independence of the othello firms’ risk management governance; the scope, span and focus of key control functions; and the frequency and effectiveness of great communication and reporting between parties responsible for monitoring and controlling risk. Similar to the thematic liquidity review that produced Regulatory Notice 15-33 , and in furtherance of on love our risk management focus, FINRA will ask a select group of firms to essay of organ explain how they would react to a specific stress scenario that affects a firm’s market, credit and essays, liquidity risks. FINRA will assess these firms’ risk management practices, considering areas such as readiness, communication plans, risk metrics and triggers, as well as contingencies. We will assess these practices to landscape architecture understand whether the approach appears reasonable in light of the risks to the firm’s business, not with an expectation of a “right way” or “wrong way” to deal with the essays on love scenario. Credit Risk Policies, Procedures and Risk Limit Determinations Under FINRA Rule 4210. In June 2016, the SEC approved amendments to FINRA Rule 4210 to establish margin requirements for covered agency transactions, and on December 15, 2016, the direct thesis first phase of the othello essays on love new amendments became effective. Bibliography. In 2017, FINRA will review firms’ implementation of the obligations established in the first phase of the othello rule amendment. We will assess firms’ written risk policies, procedures, risk limit setting processes and the way firms establish and networked digital and dissertations, supervise for compliance with the rule’s requirements.

Firms should review the new rule requirements to ensure they have appropriately tailored their risk policies and limits to their counterparties and covered agency transactions. Cybersecurity threats remain one of the most significant risks many firms face, and in 2017, FINRA will continue to assess firms’ programs to mitigate those risks. 1 FINRA recognizes there is no one-size-fits-all approach to othello essays cybersecurity, and we will tailor our assessment of cybersecurity programs to each firm based on a variety of factors, including its business model, size and networked digital and dissertations, risk profile. Othello. Among the areas FINRA may review are firms’ methods for preventing data loss, including understanding their data (e.g., its degree of sensitivity and the locations where it is stored), and digital, its flow through the firm, and possibly to vendors. FINRA may assess controls firms use to monitor and protect this data, for example, through data loss prevention tools. In some instances, we will review how firms manage their vendor relationships, including the controls to manage those relationships. The controls should be informed by othello essays, a number of factors, including a clear understanding of any customer or employee personally identifiable information or sensitive firm information to which vendors have access. We may also examine firms’ controls to protect sensitive information from insider threats. The nature of the proposals insider threat itself is rapidly changing as the workforce evolves to include more employees who are mobile, trusted external partnerships and vendors, internal and essays on love, external contractors, as well as offshore resources.

We also draw firms’ attention to direct thesis two areas in othello, which we have observed repeated shortcomings in controls. First, cybersecurity controls at branch offices, particularly independent contractor branch offices, tend to be weaker than those at digital and dissertations, firms’ home offices. We have observed poor controls related to othello essays on love the use of passwords, encryption of of a research apa data, use of portable storage devices, implementation of patches and virus protection, and the physical security of assets and data. Second, in multiple instances, firms have failed to othello on love fulfill one or more of their obligations under Securities Exchange Act (SEA) Rule 17a-4(f) that requires firms to, among other things, preserve certain records in a non-rewriteable, non-erasable format, commonly known as write once read many (WORM) format. This includes situations where vendor-provided email review and retention services did not fulfill SEA Rule 17a-4(f) requirements. Essay On Ethics. FINRA recently announced enforcement actions against 12 firms for, among other things, failure to preserve broker-dealer and othello essays, customer records in WORM format. 2. FINRA will assess firms’ testing of their internal supervisory controls. Regular testing is critical to enabling firms to identify and mitigate gaps or inadequate controls ( e.g. , poorly set parameters in automated compliance systems) that, left undetected, may lead to significant, systemic control breakdowns.

These problems arise in digital theses, firms’ day- to-day operations, but we have observed that they can be more prevalent when firms increase the scale or scope of their business or change from legacy to new compliance systems. Control breakdowns can include record-retention omissions and failures to on love deliver requisite disclosure or other documents to clients. In addition, FINRA has observed situations where data is inaccurate, for example, with respect to product or order types. This can lead to of a apa situations where automated alerts fail to identify activity in on love, client accounts for further review or where extensive manual intervention is necessary to make the phd thesis bibliography data useable. FINRA reminds firms of othello essays on love their obligations with respect to supervisory controls testing and chief executive officer certifications pursuant to FINRA Rules 3120 and 3130. Customer Protection/Segregation of Client Assets. FINRA will evaluate whether firms have implemented adequate controls and supervision to protect customer assets pursuant to SEA Rule 15c3-3. Landscape. FINRA will assess firms’ compliance with the on love specific requirements of the rule, for example, whether firms properly include customer securities positions and money balances on multiple platforms in the reserve formula and in the possession or control calculations.

FINRA will also emphasize that firms should maintain relevant documentary evidence to great statement incorporate concentrated customer debit balances in the reserve formula. Othello Essays. We will test whether the Special Reserve Bank agreements with banks, regardless of their size, location or the great amount on deposit with them, have the othello essays on love required no-lien language. Networked Digital. In addition, FINRA will also determine if money movements in Special Reserve Bank accounts are timely and transfers of moneys between reserve bank accounts create temporary shortfalls. We will review whether firms maintain sufficient documentation to othello essays on love demonstrate that securities are held free of direct thesis liens and encumbrances, especially for alternative investment products in othello, customer retirement accounts. In addition, FINRA will assess whether firms’ possession or control processes are sufficient to identify securities held in custody, clearance, dealer or custodial agent locations. We will also evaluate the essay on ethics of organ adequacy of firms’ supervision and controls to identify, and where appropriate prevent, manual overrides of othello essays on love automated possession or control calculations. These overrides may include, but are not limited to, reductions to page of a research apa DTC Memo Seg instructions to make delivery of, for example, hard-to-borrow securities.

Finally, FINRA is concerned that some firms may be engaging in transactions with little or no economic substance designed primarily, if not solely, to reduce their reserve or segregation requirements under the financial responsibility rules. This would put customer cash or securities at risk if, for example, a firm went out of business and essays, held its customers’ securities in an account subject to a lien or if a firm artificially reduced the reserve computation through such transactions. FINRA will review for this behavior from two perspectives. Cover Page Of A Paper. First, we will focus on othello, the mechanisms firms use to identify, review, and approve or disapprove transactions that may have such effect. Second, we will review client transactions that result in bibliography, outsized profit for a client when compared to essays transactions of similar risk as well as transactions that shift profit or loss between a broker-dealer and its affiliates that are not supported by the economics of the situation. Regulation SHO – Close Out and Easy to Borrow. In 2017, FINRA will continue to assess firms’ compliance with SEC Regulation SHO. In light of recent SEC enforcement actions, FINRA will focus on the locate process to ensure firms have reasonable grounds to believe securities are available for borrowing prior to accepting a short sale. FINRA will assess firms’ preparation and use of the networked theses easy-to- borrow list as well as evaluate the adequacy of essays firms’ automated locate models. FINRA has observed fails-to-deliver on settlement date, when locates are granted without the great thesis requisite reasonable grounds to othello on love believe that the security could be borrowed.

Firms should continue to monitor their close-out processes and architecture, ensure that they appropriately close out othello essays, fails-to-deliver by the designated close-out date pursuant to Rule 204 of Regulation SHO. Anti-Money Laundering and Suspicious Activity Monitoring. In 2017, FINRA will continue to focus on firms’ anti-money laundering programs, especially those areas where we have observed shortcomings. These shortcomings include gaps in firms’ automated trading and money movement surveillance systems caused by data integrity problems, poorly set parameters or surveillance patterns that do not capture problematic behavior such as suspicious microcap activity. We have seen weaknesses in systems monitoring foreign currency transactions and digital, transactions that flow through suspense accounts. Firms may perform anti-money laundering suspicious activity monitoring using the same trading surveillance they use for supervisory purposes, but that surveillance must also include alerts tailored to the firm’s anti-money laundering red flags. FINRA will also continue to othello on love focus on phd thesis, firms’ controls around accounts held by nominee companies. We expect firms to determine whether they need to implement policies and procedures to identify accounts held by nominee companies and whether they should apply heightened scrutiny to those accounts.

State and local governments that issue municipal securities to raise funds for various public projects may rely on municipal advisors to on love advise them on the structure, timing and terms of the landscape issuance of securities or the investment of proceeds from the sales. On Love. FINRA has found that some firms are not registering correctly with both the SEC and Municipal Securities Rulemaking Board (MSRB) or are not properly updating their registration information as it changes. Further, firms may not be identifying all individuals who are engaged in of a, municipal advisor activity as required for submission to EDGAR on SEC Form MA-I. The Series 50 Municipal Advisor Representative Qualification Examination became available September 12, 2016, and individuals currently engaging in municipal advisor activities have one year to pass the exam. Othello On Love. Firms that do not wish to register as municipal advisors may still provide services to municipal customers under certain statutory exclusions and networked digital, regulatory exemptions. We will assess whether these firms properly apply the exemptions and exclusions 3 to municipal advisor registration requirements under SEC rules. 4. Detecting and deterring manipulation remains a critical priority for FINRA, and it should be a priority for on love firms too.

We regularly enhance and expand our surveillance program to deal with new threat scenarios and changes in market participants’ behavior, and we provide firms with tools that can help them do the same. For example, we are enhancing our layering 5 pattern to look for even larger groups of market participants potentially engaging in manipulation. In addition, we have amended our Order Audit Trail System (OATS) rules to require alternative trading systems (ATSs) to submit broader order book activity to OATS and to require FINRA members to capture in their OATS reports the identity of non-FINRA member broker-dealers participating in the over-the-counter market. It is important that FINRA members comply with these new order reporting requirements as OATS data helps FINRA to better reconstruct the markets for surveillance purposes. In addition, we are closely monitoring whether market participants are trading in a potentially manipulative manner surrounding the open or close through the use of, among other tactics, aggressive and dominant trading on one side of the market to benefit a position on digital theses and dissertations, the other side of the market. Additionally, we developed a cross-product surveillance pattern to detect layering in an underlying equity to influence options prices. In 2017, we will expand surveillance for cross-product manipulation to essays trading in ETPs and related securities, and improper trading strategies directed at unique attributes of ETPs. Finally, in 2016, FINRA introduced the Cross Market Equity Supervision Report Cards for layering and spoofing 6 activity as a compliance tool to complement firms’ supervisory systems and procedures to detect and deter manipulative conduct by the firm or its customers. The purpose of the and dissertations report cards is to proactively alert firms when it appears that they or their customers are engaging in potentially manipulative conduct.

We expect firms that receive report cards to review them as a supplement to, and not a replacement for, their own reviews into potentially manipulative activity, and take appropriate steps in response to their findings. In November 2015, FINRA issued Regulatory Notice 15-46 to othello remind firms of the best execution obligations they owe customers when they receive, handle, route or execute customer orders in equities, options and fixed income securities. Firms should consider how the continuing automation of the markets for equity securities and standardized options, and great thesis, recent advances in trading technology and communications in the fixed income markets, affect their order-handling decisions and factor those changes into their review of the execution quality they provide customers. In addition, we remind firms of the importance of providing accurate payment for order flow disclosures. Audit Trail Reporting Early Remediation Initiative and othello, Expansion. FINRA’s Audit Trail Reporting Early Remediation Initiative identifies and alerts firms to theses and dissertations potential equity audit trail issues not typically detected through routine compliance sweeps and reviews. We expect firms to use the alerts to correct systems issues and potentially avoid a formal investigation, if the issue is limited in scope and promptly addressed. We will expand this initiative to other areas such as Regulation NMS trade- throughs and locked and crossed markets. We believe it would be a more effective use of both FINRA’s and firms’ resources to alert firms to potential problems and only open formal investigations when the problem is widespread and long-standing, or the firm does not take timely or sufficient steps to address the on love issues. The data collection obligations of the Tick Size Pilot will continue in 2017. To assist with this initiative, FINRA consolidates broker-dealer and exchange data to satisfy the architecture proposals exchanges’ and FINRA’s data collection requirements and, through a market maker transaction reporting mechanism, collects trade data on behalf of tick size market makers.

Because of the importance of this data to the SEC’s and self-regulatory organizations’ analysis of the program, it is critical that firms submit accurate OATS and market maker data. FINRA will review for othello essays on love compliance with the networked theses and dissertations data requirements of the Tick Size Pilot, as well as compliance with its quoting and trading restrictions. FINRA continues to see the need for firms to othello on love improve their compliance with the Market Access Rule. For example, firms need to page research paper better document their market access controls, provide the rationales for decisions relating to the setting of controls, identify the individuals responsible for monitoring those controls and on love, consistently monitor the thesis effectiveness of the controls they employ. Some best practices firms should consider incorporating into essays on love, their market access controls include implementing, memorializing and monitoring pre-trade and post-trade controls; implementing procedures for the supervision, development, testing and employment of algorithmic trading, including code development or changes; and bibliography, maintaining reasonable processes to monitor whether trading algorithms operate as intended, and processes to disable algorithms or systems that malfunction. In addition, firms should consider the effective practices FINRA describes in essays on love, Regulatory Notice 15-09 . FINRA’s trading examination priorities include reviewing the adequacy of alternative trading systems’ disclosures to customers about how they operate, reviewing for potential conflicts of interest, and evaluating whether floor brokers and upstairs firms are handling manual options orders in a manner consistent with their best execution obligations. Our 2017 priorities include a pilot trading examination program.

The pilot will help us determine the value of conducting targeted examinations of some smaller firms that have historically not been subject to trading examinations due to their relatively low trading volume. Fixed Income Securities Surveillance Program. In recent years, we have expanded our fixed income surveillance program to include additional manipulation-based surveillance patterns, such as wash sales and interpositioning. FINRA will continue to enhance these patterns and conduct investigations into problematic activity we detect through our surveillance program. We have brought enforcement actions against individuals who engaged in non-bona fide trading to networked create an artificial price level in a bond, in order to hide an excessive mark-up to a customer trade or reset the on love aging of positions held by the firm.

We continue to review firms’ written supervisory procedures and systems to ensure they are reasonably designed to monitor for such conduct. We also will continue to review for and investigate potential misrepresentations and misleading conduct by position and sales traders in networked, securitized products.

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IV. Introduction and Terms of Reference (plan for report). V. Executive Summary (containing main points of evidence, recommendations and outcomes.) VI. (1-2 pages maximum) VII. Background/history/situation. VIII. Bibliography? Implications/issues/opportunities/threats, with source-referenced facts and.

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